UNCLAIMED MONEY

Millions of Americans are missing out on billions in forgotten cash. Currently, states, federal agencies and other organizations collectively hold more than $58 billion in unclaimed cash and benefits. That's roughly $186 for every U.S. resident.

Last year, a Connecticut resident claimed $32.8 million, proceeds from the sale of nearly 1.3 million shares of stock.

**FYI: Are you owed money? Here's where you can find out.

  • State-held unclaimed property: Visit NAUPA's unclaimed.org for a map with links to each state's program.
  • Life insurance: For benefits not held by the state, check the insurer's site directly.
  • Pensions: For Pension Benefit Guaranty Corp. benefits, visit the agency's online search directory at http://search.pbgc.gov/mp/mp.aspx.
  • U.S. savings bonds: More than 45 million matured savings bonds, worth nearly $16 billion, remain unredeemed, according to the U.S. Department of the Treasury. To search the database, visit treasuryhunt.gov.
  • Tax refunds: In 2011, the Internal Revenue Service said it had $153.3 million in tax refund checks that were undeliverable. To make sure you've received your checks, visit the IRS's Where's my refund? tool.