Hey, at least she realizes that you need a hat in order to retain body heat.

Kendall Jenner, the 18 year old beauty from the TV reality show "Keeping Up With The Kardashians" is all grown up now and it's very evident as she poses topless for the August issue of Love magazine.

Kendall posted the sexy photo on her Instagram account and wrote, "andddd my COVER of LOVE is finally here!! #DavidSims @kegrand @thelovemagazine"

Love Magazine